Welcome to the Loan Center!
Humboldt Home Loans is committed to providing excellent service to each and
every customer. Here you can use our online tools to learn more about home
loans and find the best loan options to suit your needs and goals as well as find
valuable information on many typical real estate finance questions.
You can explore our site without any obligation or
disclosure of personal information, or if you want, you can even begin the
application process online! At any point, feel free to e-mail or call us
regarding any questions you may have. You can find our contact information at
the bottom of each page. We are here to personally help you through the entire
home financing process.
This web page is designed as an educational
tool, providing consumers and real estate licensees the most up to date
information on many real estate and real estate financing topics.
The features that you may find most helpful
include:
Tip Sheet Section . . . a collection of
informative papers on 50+ topics that can help answer many of your real estate
and real estate finance questions. Scroll down the tip sheet list and you will
find several that are specifically written to explain some common areas of
concern for buyers and sellers. You
can make good decisions only if you have good information. Our goal is to
provide you with that good information.
Pre-Approval
Letters
Preparing
Your Home For Sale
Real
Estate Advertising
Transfer
Disclosure Statement
You May
be Missing Some Business
Products Section . . . an
introduction to a variety of loan products, general information about each loan
program and basic guidelines for each loan option. This information may be
helpful as you consider various loan options. Included are:
Conventional
and Non Conforming (Jumbo)
Adjustable
Rate Loans
VA Loans
Cal Vet
Loans
100%
Guaranteed Rural Housing Loans
Construction
Loans
Sub-Prime
(Niche) Loans
Investment/Non-Owner
(1-4 units) Loans
Lot Loans
Spec
Loans
Manufactured
Housing Loans
Private
Loans
Resources Section . . . there are several topics that
will be very informative, among them:
Market Analysis
Regularly updated
information on market conditions and interest rate expectations
Shopping Rates
An explanation of how
rate pricing occurs for borrowers who wish to shop rates
Credit Basics
An explanation about
credit scoring and its importance in today’s financial arena
We will be constantly updating the information in our
continuing effort to inform and keep you up to date on the changing financial
environment.
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